Current Accounts

Everyday banking with no monthly fees, worldwide acceptance, and smart money management tools. Get paid faster with early direct deposit.

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Account Features

Contactless

Contactless Payments

Tap to pay with your debit card or phone. Accepted worldwide wherever you see the contactless symbol.

Global Access

Global ATM Access

Withdraw cash at millions of ATMs worldwide with no fees from us. Competitive exchange rates apply.

Security

Advanced Security

Real-time fraud monitoring, instant card freeze, and biometric login keep your money safe.

Support

24/7 Support

Get help whenever you need it through chat, phone, or email. Our support team speaks multiple languages.

Smart Banking Tools

Budgeting

Budgeting & Analytics

Track spending, set budgets, and get insights into your financial habits with our smart analytics.

Round-up Savings

Round-up Savings

Automatically save your spare change by rounding up purchases to the nearest pound.

Savings Goals

Savings Goals

Set and track savings goals. We'll help you stay motivated and reach your targets faster.

Smart Alerts

Smart Alerts

Get notified about important account activity, low balances, and unusual spending patterns.

Overdraft Options

Flexible Overdraft Protection

We offer arranged overdrafts with competitive rates and no hidden fees. Get a decision in minutes through our app.

  • £85 interest-free buffer on Standard accounts
  • £500 interest-free buffer on Premium accounts
  • Low daily fees after free buffer
  • No fees for unarranged overdrafts
  • Easy to manage through mobile app

Overdraft Cost Calculator

Daily cost: £0.15

Monthly cost: £4.50

Student Banking

Designed for Students

Our student account comes with perks to help you manage your money while studying. Get an interest-free overdraft and exclusive discounts.

  • Up to £1,500 interest-free overdraft
  • Free Tastecard for dining discounts
  • Railcard options for travel savings
  • Graduate account transition
  • Financial education resources

Student Perks

🎓 Up to £1,500 overdraft
🍽️ Free Tastecard
🚂 Railcard options

Frequently Asked Questions

How do I open a current account?

You can apply online in minutes with just your ID and proof of address. We'll verify your identity electronically in most cases.

Is there a monthly fee?

Our Standard account has no monthly fees. Premium accounts cost £15/month but include valuable benefits like travel insurance.

Can I use my card abroad?

Yes, your debit card works worldwide. We don't charge foreign transaction fees, and you'll get competitive exchange rates.

How do overdrafts work?

We offer arranged overdrafts with interest-free buffers. You can apply through our app and get a decision in minutes.

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